International Travel Insurance - Atlas Series:

What's New in the Atlas Series?

The Atlas Series now automatically includes many new benefits, services and features that make it the best option for individuals and families who travel internationally. At no additional cost, the Atlas Series now adds coverage for Acts of Terrorism, Complications of Pregnancy and Incidental Trips home to the industy's leading travel medical insurance plan. State of the art travel and emergency medical assistance services are part of every Atlas Series plan. In addition, the Atlas Series now allows you to extend and/or renew your coverage for up to 36 months. All of this with the same astonishing service you have come to expect from MultiNational Underwriters, the leader in international travel medical insurance.

Am I Eligible for the Atlas Series?

If you are traveling outside of your Home Country and are at least 14 days old, you are eligible for coverage. If you are under age 70, you may select your Overall Maximum Limit, ranging from $50,000 to $1,000,000. If you are age 70 to 79, the Overall Maximum Limit available is $50,000. If you are age 80 or older, the Overall Maximum Limit available is $10,000. The minimum coverage period is 7 days and the maximum initial coverage period is 12 months.

When Does Coverage Become Effective and When Does It End?

Your coverage becomes effective on the latest of: the moment we receive your Application and correct premium (if Application and payment is made online or by fax), 12:01am US Eastern Standard Time on the date we receive your Application and payment (if Application and payment is made by mail), the moment you depart from your Home Country, or 12:01am US Eastern Standard Time on the date you request on your Application. Your coverage will end on the earliest of: 12:01am US Eastern Standard Time on the last day of the period for which you have paid a premium, 12:01am US Eastern Standard Time on the date requested on your Application, or the moment of your arrival upon return to your Home Country (unless you have started a Benefit Period or are eligible for Home Country Coverage).

Does The Atlas Series Provide Any Home Country Coverage?

Yes. Under certain circumstances, the Atlas Series will provide limited Home Country Coverage.

Incidental Home Country Medical Coverage - If you are a US citizen traveling for three (3) months or more, you are covered for Medical expenses only during one incidental trip to your Home Country for up to 15 days. You must continue your international trip no more than 15 days after your return to your Home Country in order to be eligible for this benefit. Return to your Home Country must not be taken for the purpose of obtaining treatment of an Illness or Injury that began while traveling.

Which Plan Should I Purchase?

If you are a US citizen traveling abroad, you should purchase Atlas International. If you are a non-US citizen traveling outside your Home Country, you should purchase Atlas America.