Student Health Insurance:

Affordable, Health Care Protection for College Students of All Ages (including Graduate Students).

NOTE: Available to students who live in all states except: AK; HI; GA; KY; ME; MA; MN; NH; NJ, and; NY

Choose the Doctors and Hospitals You Want (Student Select is not an HMO or PPO)

Coverage provided anywhere in the USA or in Canada

Policy provides 12 month coverage..... and is renewable

Guaranteed Acceptance for Eligible Students

Once past the first 31 days of coverage, you may keep the policy even if you are no longer in school

Choice of Low-Cost Options to meet Your Needs and Budget

Coverage Travels with You, Even if You Transfer Schools

NO medical questions or exams... easy to obtain

$1 million major medical ( $100,000 per illness or injury)

Choice of four deductibles... from $250 to $2,500

Choice of Doctor and Hospital... no "networks" to restrict your access to coverage

Coverage is renewable and can be continued, even if student status changes

Keep the same coverage, even if you transfer to another school

Choice of payment method... check, Visa/Mastercard or Discover Card

"Student Select™"Is flexible personal coverage for full-time students who:

Are required to be covered by the College or University
   ("Student Select™" provides choices and flexibility not found in most student plans)

Attend school outside your home HMO/PPO region
   (Restrictions for coverage outside your family's HMO or PPO health plan may leave the student with inadequate protection when away at school)

Do not want to be restricted by a school sponsored HMO/PPO that limits coverage to the area where the school is located
   (Restrictions on coverage outside a school's HMO/PPO plan may leave a student with inadequate protection when at home, or traveling on spring break, etc.)

Are no longer eligible under parents' plan
   (Carefully check your current policy. Many plans do not cover students past ages 19 to 23, or they require a full-time student to have more credit hours than our plan. Many policies drop a student if course load falls below defined "full-time", or if a student takes a semester off)

Are interested in reducing the cost of health insurance while maintaining high-quality coverage
   (Traditionally, individual major medical plans can cost two to three times as much as Student Select™. Also, the cost to include a student as a dependent under an employer's health plan can be very expensive)

NOTE: Student Select™ is only available to full-time students. It does not offer coverage for a student's dependents.